Scorecard — Gateway Auto Newark, Newark, NJ. Segment: in-house financing (buy-here-pay-here). Inventory ~25 units; 16 years operating. Composite grade: B-.
Lot address: 2302 Credit Row, Newark, NJ. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Newark lot gate.
- Fee disclosure: doc fee $299, itemized pre-signature.
- PPI access: unrestricted — full credit.
- Title readiness: ~100% in hand at audit.
- After-sale: a 6-month powertrain warranty on newer units.
Auditor note: fundamentals pass; discretionary add-ons drag the fee score. Printed accessory pricing would move this listing a full grade.